Retirement, Wealth & 401(k) Planning.
Built Around You.
The Retirement Studio is a fee-only financial advisory firm helping individuals, families, and business owners plan for retirement, grow wealth, and build 401(k) plans that actually work, with offices in Texas and New York. Simplifying life after wor(k) starts with a plan built around you.
FIDUCIARY ADVISORS • CFP® • CFA® • FEE-ONLY • SAVVY WEALTH AFFILIATE
WHO WE HELPFinancial Planning for Where You Are Right Now
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Whether retirement is five years away or already here, we help you turn savings into a clear, tax-efficient financial plan. From Social Security timing to withdrawal strategy, we make sure every decision fits the retirement you actually want.
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We work with families who want more than a savings account; a real, long-term strategy for education funding, generational wealth transfer, and the milestones in between. Our planning process adapts as your family's needs change.
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RSUs, ISOs, NSOs, and ESPPs come with tax complexity most advisors aren't equipped to handle. We build concentrated-position and liquidity-event strategies for professionals navigating vesting schedules, IPOs, and acquisitions.
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From growth and succession planning to liquidity events, we help business owners make confident decisions about their personal wealth. We also help you build a 401(k) plan that attracts and retains the talent your business depends on.
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Plan sponsors shouldn't have to be retirement plan experts. We handle 401(k) plan design, including safe harbor, profit sharing, and cash balance features, along with compliance and employee education, so your plan works for everyone.
WHAT WE DOOur Core Services
Wealth Management
Investment strategy, retirement income planning, and tax-aware guidance from a fiduciary team that works for you, not a product.
401(k) Plans
Plan design, employee education, and ongoing plan management that keeps you compliant and your employees on track.
IN YOUR CORNER—AND YOUR COMMUNITYLocal Advisors, Wherever You Are
With offices in Texas and New York, The Retirement Studio brings fiduciary financial planning to your community.
SIMPLIFYING LIFE AFTER WOR(K)Why Clients Choose The Retirement Studio
The Retirement Studio was built on a simple idea: financial advice should feel like a real relationship, not a sales pitch. Our fiduciary team, including CFP® and CFA® advisors with deep expertise in wealth management and 401(k) plan design, puts your interests first. Through our affiliation with Savvy Wealth, we combine independent, personalized advice with institutional-level planning tools and technology, so you get sophisticated resources without losing the relationship at the center of it all. It's how we help you simplify life after wor(k), and make the most of it.
REAL RELATIONSHIPS. REAL FEEDBACK.What Our Clients Say
FROM THE STUDIOInsights for Your Financial Future
From navigating equity compensation to building a 401(k) that keeps your best people, our latest insights help you make sense of the decisions shaping your financial future.
GOOD QUESTIONS DESERVE CLEAR ANSWERSFrequently Asked Questions
Still wondering if we're the right fit?
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A fee-only advisor is paid directly by clients, never commissions, so their advice isn't tied to selling any product. The Retirement Studio operates on a fee-only, fiduciary basis, meaning we're legally required to act in your best interest at all times.
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A fiduciary is legally obligated to put a client's interests ahead of their own, rather than simply recommending what's "suitable." The Retirement Studio is a fiduciary firm, affiliated with Savvy Wealth, an SEC-registered investment advisor.
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Equity compensation like RSUs, ISOs, NSOs, and ESPPs comes with tax and timing decisions that can significantly affect your outcome, especially around vesting or a liquidity event. The Retirement Studio specializes in helping equity-compensated professionals navigate these decisions.
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Traditional firms often earn commissions tied to specific products. The Retirement Studio is fee-only and fiduciary, so our advice isn't influenced by product sales, and our Savvy Wealth affiliation lets us stay independent while offering institutional-level planning tools.
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We have offices in San Antonio, New Braunfels, and Georgetown, Texas; Louisville, Kentucky; and New York, New York, and work with clients nationwide.
YOUR NEXT CHAPTER STARTS HERELet's Build Your Plan
Whether you're planning for retirement, managing wealth, or building a 401(k) for your team, our fiduciary advisors are ready to help.