When an industrial supply company in Southeast Texas with $18 million in 401(k) plan assets brought in TRS for a review, they uncovered an unmonitored setup that had sat on autopilot for six years. Nearly half of the total plan assets were trapped in low-yielding Stable Value Funds, creating a massive $1.375 million drag on participant returns. This case study outlines the forensic diagnostic used to quantify lost revenue, eliminate retail fee drag, and shift 3(38) discretionary fiduciary liability off the business owner.
Disclosure: This case study is based on an actual client engagement and is not indicative of any particular client’s experience. Actual results will vary based on individual circumstances, market conditions, and other factors. Past performance and hypothetical illustrations are not indicative of future results. This case study should not be construed as a guarantee or prediction of future performance
